Gilles Smith Purdum Insurance Agency, LLC Blog: liability insurance
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Wednesday, August 26, 2020What is Employment Practices Liability? Employment Practices Liability (EPLI) provides a business with coverage against claims by their employee's that their legal rights as an employee were violated. But what does this entail? READ MORE >>
Monday, April 8, 2019 4 Things to Consider When Insuring a Second Home Everyone loves vacation. But, vacationing in your own seasonal home? Even better. However, there’s a lot to consider when it comes to protecting your investment in a vacation home, and you definitely want to protect it. READ MORE >>
Thursday, September 24, 2015 Whose policy pays when someone borrows your car and wrecks it? Do you know the answer to this question? Well it's kind of a trick question, because it depends on how your policy reads. Have you ever tried to read your policy? Most people take for granted that their policy will cover their car if there is an accident. READ MORE >>
Friday, March 6, 2015 When sharing a ride can cost you (March 2015) Ridesharing and vehicle sharing are seemingly simple concepts, but Ohioans should understand the risks. 1. Drivers may not be covered Ridesharing and vehicle sharing are not covered by traditional personal auto insurance policies. READ MORE >>
Tuesday, February 10, 2015 Property Damage Liability Here are some questions to ponder about your auto insurance. Do you know what your property damage liability limit is on your auto insurance? Do you know what that coverage is for? Do you have enough? The state requires you to carry liability insurance. READ MORE >>
Wednesday, July 30, 2014A Few Tips for the College-Bound College is expensive enough without the added cost of unexpected accidents or theft, not covered by your insurance policy. If you have a student heading away to school, below are a few tips to help you get the most out of your coverage. HOMEOWNERS (varies by state) READ MORE >>